An interest free loan is still a loan and another payment added to the monthly debt. If you can handle it, fine, but a lot of people in this "must have" society can't. Nobody is preaching, just stating facts. Go ahead and Google it and see what the national stats are for household debt. And wonder why debt and credit management has become a booming business in itself. It's not because of all those "smart" people who know how to manage their finances. On the other hand, shouting "free money" is kinda like "preaching", too. In most circles, it's called "advertising" and "promotion".
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Originally posted by thisguy65 View Post
Not to be a flat out d ick. If you need to use it, then it's not the time to buy a new toy.
Seeing my horrible and stupid generation (I'm 31) use credit to buy unless crap they don't need. These "plans" strike a chord with me.
I pay everything with a CC but pay it off each month 99% of the time. We grown up thinking having a car payment, house payment, this payment that payment is ok. It's not.
I did miss speak when I said "Need" I should of said "WANT "
Nobody actually "NEEDs" this foam chinese toys.
Same thing can be said for Student loans.....if you cant afford school then be a welder or plumber !
yall need to lighten up.
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WOW, I'm really sorry for bringing this up in the first place. Please, everyone, do go out and spend $500.00 of "free money" whenever you like because you "want" it now. Lots of really nice stuff out there that can make you happy right now. Credit and loans are wonderful things. Besides politics and religion, money is a bad thing to talk about. I'm done here.
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Originally posted by xviper View PostWOW, I'm really sorry for bringing this up in the first place. Please, everyone, do go out and spend $500.00 of "free money" whenever you like because you "want" it now. Lots of really nice stuff out there that can make you happy right now. Credit and loans are wonderful things. Besides politics and religion, money is a bad thing to talk about. I'm done here.
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However regardless I love you degenerates :)Planes
-E-Flite: 1.2m P-47, Maule, Turbo Timber, 1.5m AT-6, 1.2m T-28, Dallas Doll, Viper, F-15, F-16, Wildcat, Carbon Cub -UMX: Mig-15, Pitts, Timber
-FMS: Bae Hawk Motion: 1.6m Corsair, 850mm Mustang, 1.6m Spitfire Freewing: 1.7m A-10, F-22,
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Havent had recorded credit in 5 years. So i dont see a problem in adding something like a 3 month payoff every once in a while. But not something one should abuse just like any credit program. Ive used it here and there, and of course its partly why i limit myself to the smaller planes. Yes im building a 64" edge with my printer, but it has taken a month in a half to complete. With that i just bought what i needed and when i needed as the time went on. Heres where there is also something to be said about building a kit or from scratch. A, its fun to build, and B you dont get hit with the price all up front. So its like credit, but you get to have fun with it even on the builds while you are paying for it with unbarrowed money. And the best part. No credit necessary
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I really didn't expect to be chastised and criticized for just for making a suggestion that Motion RC offer Affirm financing, Horizon Hobby and AMain Hobby both offer it. Compared to PayPal financing, they offer a 0% option on occasion, plus I find their options more flexible, there is no penalty to pay off early. Part of the conversation was to keep Motion RC viable, if people slow down or stop buying high ticket items, the fixed overhead at Motion RC will continue even though the product is not being sold. This is simply other option for customers.
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Originally posted by moodg16 View PostI really didn't expect to be chastised and criticized for just for making a suggestion that Motion RC offer Affirm financing, Horizon Hobby and AMain Hobby both offer it. Compared to PayPal financing, they offer a 0% option on occasion, plus I find their options more flexible, there is no penalty to pay off early. Part of the conversation was to keep Motion RC viable, if people slow down or stop buying high ticket items, the fixed overhead at Motion RC will continue even though the product is not being sold. This is simply other option for customers.Planes
-E-Flite: 1.2m P-47, Maule, Turbo Timber, 1.5m AT-6, 1.2m T-28, Dallas Doll, Viper, F-15, F-16, Wildcat, Carbon Cub -UMX: Mig-15, Pitts, Timber
-FMS: Bae Hawk Motion: 1.6m Corsair, 850mm Mustang, 1.6m Spitfire Freewing: 1.7m A-10, F-22,
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Originally posted by moodg16 View PostI really didn't expect to be chastised and criticized for just for making a suggestion that Motion RC offer Affirm financing, Horizon Hobby and AMain Hobby both offer it. Compared to PayPal financing, they offer a 0% option on occasion, plus I find their options more flexible, there is no penalty to pay off early. Part of the conversation was to keep Motion RC viable, if people slow down or stop buying high ticket items, the fixed overhead at Motion RC will continue even though the product is not being sold. This is simply other option for customers.
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Originally posted by Tom.MotionRC View PostI received many email and PM from the community asking for Affirm. We heard you! Thank you for all the feedback. We were able to come to terms with Affirm and are now offering Affirm. Mark is in the process of getting it all setup.
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Tom wins the internets today!:Win::f18Live Q&A every Tuesday and Friday at 9pm EST on my Twitch Livestream
Live chat with me and other RC Nuts on my Discord
Camp my Instagram @Alpha.Makes
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Originally posted by JamesonC View Post
I'm gonna take this post and run with it. Next FW release... new F18! :f18
Now back to the topic. I have used Affirm and from my POV it's like a layaway, only you get it now.
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